When you engage with this platform, you tacitly agree to abide by the stipulated terms and conditions. Should you find yourself in disagreement with any of the outlined conditions, we kindly request that you refrain from utilizing any Invesst Inc. platform.

Article 1. Introduction and Acceptance of Terms

Welcome to Invesst, operated by Invesst Inc. (“Invesst.ai,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our financial data platform, accessible via https://invesst.aiand associated digital interfaces (collectively, the “Services”). By accessing or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you may not use the Services.

Company Information:
Invesst Inc.
Fort Collins, CO
United States of America
Incorporated in Delaware

Modifications to Terms:
We reserve the sole right to modify these Terms at any time. Modifications are effective immediately upon posting. Your continued use of the Services after any changes constitutes acceptance of the revised Terms. We recommend reviewing these Terms periodically.

Article 2. Definitions

• Account: Authorized access for Clients or Users to utilize the Services.

• Client: The individual or entity purchasing access to specific paid Services.

• Content: All materials, data, and content available on the platform, including but not limited to financial data, graphics, text, and reports.

• Data Partners: Third-party providers delivering data and analytics integrated into our platform.

• Subscription: The payment plan granting access to premium features or additional Services.

• User Content: Any content, data, and files you upload or otherwise contribute to the platform.

Article 3. Scope of Services

Invesst provides a platform offering real-time financial data, market analytics, portfolio insights, and analytical tools. These Terms of Use apply to both general access (i.e., browsing) and, where applicable, account-based, subscription-based, or transaction-based services on our platform.

Key Features

• Real-Time Market Data: Access to updated stock, ETF, and market data.

• Portfolio and Brokerage Insights: Ability to link brokerage accounts with read-only access for portfolio insights.

• Financial Modeling Tools: Tools for building custom financial models, including DCF modeling.

• Market Intelligence: Aggregated insights from financial filings, social media, and other sources.

• Screeners and Analytics: Tools for filtering securities based on customizable metrics.

Article 4. License to Use

4.1 Grant of License
Invesst.ai grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services and Content solely for personal or internal business purposes in accordance with these Terms.

4.2 License Restrictions
You agree not to:

• Distribute, license, sublicense, sell, or commercialize any part of the Services or Content without our prior written consent.

• Copy, modify, create derivative works of, or otherwise exploit any part of the platform or Content, except as permitted in these Terms.

• Use the Services for unlawful or prohibited purposes, including violating intellectual property or privacy rights, disseminating harmful content, or disrupting the operation of the platform.

4.3 Third-Party Content
The platform may include data from third-party sources. By accessing the Services, you agree to abide by any applicable terms of these third-party providers.

Article 5. Subscription, Payment, and Account Management

5.1 Account Registration
Some features may require registration for an account. You agree to provide accurate information and are responsible for keeping your login credentials secure.

5.2 Subscription Plans and Billing
Invesst.ai offers subscription plans for premium features. Subscriptions are billed in advance on a monthly or annual basis. Fees are non-refundable except as required by law.

5.3 Renewal and Cancellation
Subscriptions automatically renew unless canceled. You may cancel your subscription at any time through your account settings, effective at the end of the current billing period. No refunds or credits will be issued for partial months or unused services.

5.4 Free Trials and Promotions
Free trials or promotional subscriptions may be available. Upon the expiration of a trial or promotional period, standard subscription terms will apply unless otherwise specified.

Article 6. User Conduct and Acceptable Use

6.1 User Responsibilities
You agree to use the Services responsibly and to comply with all applicable laws and regulations. You further agree to respect the intellectual property and privacy rights of others, and to refrain from any actions that may infringe upon these rights.

 6.2 Prohibited Activities
You may not:

• Attempt to gain unauthorized access to the platform or its systems, disrupt its operation, or circumvent security features.

• Post, upload, or share any content that is illegal, harmful, defamatory, or infringes on the rights of others.

• Use the platform to distribute spam, malware, or any harmful software.

6.3 Data and Content Integrity
You are responsible for ensuring the accuracy of any content you upload or share through the platform. Invesst.ai reserves the right to remove or modify content that violates these Terms or that we determine to be inappropriate.

Article 7. Intellectual Property Rights

7.1 Invesst.ai Content
All materials, data, software, and Content provided through the Services are the exclusive property of Invesst Inc. You are granted a limited license to view and use this Content solely for your permitted use of the Services.

7.2 User Content License
By submitting content to the platform, you grant Invesst.ai a worldwide, non-exclusive, royalty-free license to use, store, modify, and display your User Content solely for the purpose of operating, improving, and providing the Services.

7.3 Third-Party Intellectual Property
Certain elements of the platform may be owned by or licensed from third parties. Your use of such elements is subject to additional terms and does not transfer ownership rights to you.

Article 8. Privacy and Security

We are committed to protecting your privacy. Our collection, use, and disclosure practices for personal information are described in our Privacy Policy, which is incorporated by reference into these Terms of Use. By using the Services, you consent to the collection, use, and sharing of your data in accordance with the Privacy Policy.

Article 9. Data Partners and Third-Party Services

Invesst.ai integrates third-party data and services for enhanced functionality. We do not guarantee the accuracy or completeness of any third-party data or services and disclaim any liability for any inaccuracies, delays, or interruptions.

Article 10. Disclaimer of Warranties

Invesst.ai provides the Services and Content on an “as-is” and “as-available” basis, without warranties of any kind, whether express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that:

• The Services will be uninterrupted, error-free, or secure.

• The data and insights provided will meet your requirements.

• The results obtained from using the Services will be accurate, complete, or reliable.

Article 11. Limitation of Liability

To the fullest extent permitted by law, Invesst.ai, its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, punitive, or consequential damages, including lost profits, data, or goodwill, arising from your use or inability to use the Services. In no event shall our total liability exceed the amount paid by you, if any, in the twelve (12) months prior to the event giving rise to the claim.

Article 12. Indemnification

You agree to defend, indemnify, and hold harmless Invesst.ai, its affiliates, officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, or expenses, including legal fees, arising from your breach of these Terms, your use of the Services, or any violation of applicable laws or regulations by you or any person using your account.

Article 13. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Notice of material changes will be provided by email or platform notification. Your continued use of the Services after such changes are posted constitutes your acceptance of the modified Terms.

Article 14. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Services will be resolved through binding arbitration in [Location].

Arbitration and Class Action Waiver: By agreeing to arbitration, you waive your right to a jury trial or to participate in a class action. Any claims must be brought individually and not as a class or representative action.